Santander Bank, NA Mortgage Loan Officer - NJ - Manalapan in Manalapan, New Jersey
Mortgage Loan Officer - NJ - Manalapan - 1807547
Wow!! As An Experienced Loan Officer,
Look At Everything Santander Can Offer You!
Aggressive Transitional Money
Bonus Payments for Established Pipelines & Book of Business
Competitive Rates & Commission Plan
Top Tier Ramp Up Structure & Compensation
Exclusive Branch Referrals
Extensive Product Mix Includes
Competitive Portfolio Suite
Outstanding Pricing on Jumbo
Construction to Permanent
Processing, Underwriting & Closing Support with Local Operations
Comprehensive Benefits with Day One Eligibility
401(k) Generous Company Match
Healthy Work Life Balance
As a member of Santander’s retail banking division, you’ll help serve Santander’s retail & small business customers as part of one of the top banks in the United States based on deposits. With principal presence in Northeast U.S., Santander’s retail division offers consumer & lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers & 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.
Santander Bank is seeking an E xperienced Mortgage Loan Officer for our expanding Mortgage Sales Team.
The Mortgage Loan Officer is responsible for:
Soliciting mortgage loan customers, industry contacts & groups to capture mortgage loan business
Interviewing applicants to obtain pertinent information regarding their loan needs
Initiating the lending decision process
Providing service to customers seeking mortgage loans
Ensuring compliance to Retail Mortgage Lending policies & procedures
Performing work in conjunction with outside sales including completing loan applications & paperwork and preparing marketing/sales materials
Updating databases of loan products for sale & referral services
Calling, writing & e-mailing clients or prospects
Assisting in coordinating marketing & training programs
Studying & evaluating new activities, policies, programs, services & markets related to business development strategy
Working with team members in Mortgage Banking Division & other departments to provide information for prompt processing & closing of residential mortgage loan applications
Maintaining current knowledge of trends & developments in local real estate market as well as regulations concerning residential mortgage lending
Providing service & overseeing all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms
Developing & cultivating self-generated referral sources & partnerships with retail branches
Managing mortgage pipeline, assisting customers, inputting applications & reviewing financial and credit data
Preparing marketing plans & cross-selling other bank products & services
Santander - A bank where respect is standard.
Santander's purpose is to help people & business prosper.
Santander's Group aim is to be the best retail & commercial bank that earns the lasting loyalty of our people, customers, shareholders, & communities.
2+ years of Retail Residential Mortgage Sales experience is required
Demonstrated proficiency in residential mortgage origination
Established relationships with referral sources
Knowledge of mortgage loan regulatory requirements & residential loan products
Proven sales track record
Strong verbal & written communication skills
Ability to assess financial needs & the ability to work with minimal supervision is essential
High School graduate or equivalent
Must meet & comply with all requirements in the SAFE Act
Must possess current NMLS license
Must have successful completion of our required background checks
In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.
At Santander, we value & respect differences in our workforce & strive to increase the diversity of our teams. We actively encourage everyone to apply .
Job : Mortgage Products
Primary Location : New Jersey-Manalapan-345 Union Hill Road - 00118 - Covered Bridge - Branch
Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Dec 3, 2018, 6:11:51 PM
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO