Santander Bank, NA Mortgage Loan Officer - NJ - Manalapan in Manalapan, New Jersey

Mortgage Loan Officer - NJ - Manalapan - 1807547



Wow!! As An Experienced Loan Officer,

Look At Everything Santander Can Offer You!

Aggressive Transitional Money

Bonus Payments for Established Pipelines & Book of Business

Competitive Rates & Commission Plan

Top Tier Ramp Up Structure & Compensation

Exclusive Branch Referrals

Extensive Product Mix Includes

  • Competitive Portfolio Suite

  • Condo

  • Government Programs

  • Outstanding Pricing on Jumbo

  • Construction to Permanent

  • CRA Loans

Processing, Underwriting & Closing Support with Local Operations

Community Involvement

Comprehensive Benefits with Day One Eligibility

401(k) Generous Company Match

Healthy Work Life Balance

Social Responsibility

As a member of Santander’s retail banking division, you’ll help serve Santander’s retail & small business customers as part of one of the top banks in the United States based on deposits. With principal presence in Northeast U.S., Santander’s retail division offers consumer & lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers & 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.

Santander Bank is seeking an E xperienced Mortgage Loan Officer for our expanding Mortgage Sales Team.

The Mortgage Loan Officer is responsible for:

  • Soliciting mortgage loan customers, industry contacts & groups to capture mortgage loan business

  • Interviewing applicants to obtain pertinent information regarding their loan needs

  • Initiating the lending decision process

  • Providing service to customers seeking mortgage loans

  • Ensuring compliance to Retail Mortgage Lending policies & procedures

  • Performing work in conjunction with outside sales including completing loan applications & paperwork and preparing marketing/sales materials

  • Updating databases of loan products for sale & referral services

  • Calling, writing & e-mailing clients or prospects

  • Assisting in coordinating marketing & training programs

  • Studying & evaluating new activities, policies, programs, services & markets related to business development strategy

  • Working with team members in Mortgage Banking Division & other departments to provide information for prompt processing & closing of residential mortgage loan applications

  • Maintaining current knowledge of trends & developments in local real estate market as well as regulations concerning residential mortgage lending

  • Providing service & overseeing all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms

  • Developing & cultivating self-generated referral sources & partnerships with retail branches

  • Managing mortgage pipeline, assisting customers, inputting applications & reviewing financial and credit data

  • Preparing marketing plans & cross-selling other bank products & services


Santander - A bank where respect is standard.

Santander's purpose is to help people & business prosper.

Santander's Group aim is to be the best retail & commercial bank that earns the lasting loyalty of our people, customers, shareholders, & communities.



  • 2+ years of Retail Residential Mortgage Sales experience is required

  • Demonstrated proficiency in residential mortgage origination

  • Established relationships with referral sources

  • Knowledge of mortgage loan regulatory requirements & residential loan products

  • PC proficiency

  • Proven sales track record

  • Strong verbal & written communication skills

  • Ability to assess financial needs & the ability to work with minimal supervision is essential

  • High School graduate or equivalent

  • Must meet & comply with all requirements in the SAFE Act

  • Must possess current NMLS license

  • Must have successful completion of our required background checks

In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.

At Santander, we value & respect differences in our workforce & strive to increase the diversity of our teams. We actively encourage everyone to apply .

Job : Mortgage Products
Primary Location : New Jersey-Manalapan-345 Union Hill Road - 00118 - Covered Bridge - Branch


Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Dec 3, 2018, 6:11:51 PM