Santander Bank, NA CRA / Community Mortgage Loan Officer - NY - Queens in Richmond Hill, New York
CRA / Community Mortgage Loan Officer - NY - Queens - 1804479
CRA / Mortgage Community Development Loan Officer
Look What Santander Can Do For You!
Exclusive Branch Referrals
Extensive Product Mix Including
Competitive Portfolio Suite
Outstanding Pricing on Construction to Perm, Jumbo, & CRA Loans
Condo & CO-OP Lending With a Designated Operational Support Team
Local Operations Support for Processing, Underwriting, & Closing
Competitive Salary and Commission Plan
Comprehensive Benefits with Day One Eligibility; & 401(k) Generous Company Match
Healthy Work-Life Balance
Social Responsibility & Community Involvement
We believe our first responsibility is to show respect and provide outstanding customer service to our customers and colleagues who use our products and services. As a member of Santander’s retail banking division, you’ll help serve Santander’s retail and small business customers as part of one of the top banks in the United States based on deposits. With principal presence in the northeast U.S., Santander’s retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.
Santander Bank is seeking a experienced CRA / Mortgage Community Development Loan Officer for our expanding Mortgage Department.
The Mortgage Community Development Loan Officer is responsible for:
Soliciting mortgage loans in support of community development initiatives designed to assist low and moderate income communities and families.
Providing service to Bank customers and prospective Bank customers seeking mortgage loans.
Ensuring compliance with Retail Mortgage Lending policies and procedures.
Assisting in coordinating marketing and training programs.
Maintaining knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending.
Developing referral sources for mortgages through partnerships with retail branches.
Preparing marketing plans and cross-selling other bank products and services.
Working with team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications.
Managing mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data.
Soliciting mortgage loans, interviewing applicants to obtain pertinent information regarding their loan needs and initiating the lending decision process.
Studying and evaluating new activities, policies, programs, services and markets related to business development strategy.
High School diploma or equivalent.
2+ years of CRA Retail Mortgage lending experience is required .
Ability to assess financial needs and work with minimal supervision
Knowledge of mortgage loan regulatory requirements, residential products and functions
Proven sales track record
Residential mortgage origination experience (FHA experience preferred)
Strong verbal and written communication skills
This position is salary plus commission
In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. At Santander, we value & respect differences in our workforce & strive to increase the diversity of our teams. We actively encourage everyone to apply .
In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.
Job : Mortgage Products
Primary Location : New York-South Richmond Hill
Organization : Consumer & Business Banking (1001)
Schedule : Full-time
Job Posting : Oct 3, 2018, 3:10:43 PM
AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO